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A Hey honey, how was your day? 亲爱的，今天过得如何?

B It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam. 还行。我碰见比尔了，我们说了会儿话。他现在有些困难。

A Why? What happened? 为什么?发生什么事了?

B Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s. 他儿子出了车祸，但是比尔没有医疗保险。这使我思考我们是不是应该调查下不同的医保组织。

A Yeah, you’re right. We aren’t getting any younger and our kids are getting older. 你说得对。我们不再年轻，孩子也在变老。

B Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too. 是啊，我在网上搜索了，找到了2家保健组织，它们的医疗费很低而且保险项目很好。扣除条款也很低。

A Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money. 听起来不错，但是你认为我们适合保险吗?这些保险公司一旦涉及到钱就十分贪婪。

B Well, we don’t have any pre-existing illnesses or conditions, so we should be fine. 我们没有先天性的疾病和症状，所以应该适合保险。

A I wish our company or country provided us with healthcare. 我希望我们的公司或是单位能为我们提供医保。

B Not in a million years! 一百万年内都别指望了。